What is a Share Certificate and should I get one?

What is a CD and should I get one?

If you want to make more with your money than the dividend rates on savings account provide, but you are not interested in the risks of investment, a certificate of deposit — or share certificate — may be the savings solution you’re searching for. Unlike the stock market or other investments, share certificates are insured in the same way as your checking or savings accounts are (by the FDIC for banks or the NCUSIF for credit unions), so putting your money into a share certificate is a safe financial bet — just make sure you’re getting your share certificate from an FDIC or NCUA member organization.

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Posted in: Personal Finance, Saving Money

Loan FAQs

Loan FAQs

Though there are many different types of loans available, some things are common to all loans — and may be gibberish to the average consumer. Have mortgage-specific questions? Before you get a loan, we’ll walk you through some terminology you can expect to run into and answer some common questions. Check out our mortgage FAQ instead. Check out our mortgage FAQ instead.

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Posted in: Personal Finance

Credit Card FAQs

Credit Card FAQs

Whether you’re considering getting your first credit card or you have a dozen different cards in your wallet, there’s a good chance you have some unanswered questions about how your credit cards work.

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Posted in: Credit Cards

Loan FAQs: Terminology you should know before your take out a loan

Loan FAQ’s: Know and understand the terminology before your take out a loan

Though there are many different types of loans available, some things are common to all loans—and may be gibberish to the average consumer.

Before you get a loan, we’ll walk you through some terminology you can expect to run into and answer some common questions. Read more ›

Posted in: Personal Finance

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