We can’t all manage money like a superhero, but everyone should have a handle on the basics of personal finance. Don’t let what you don’t know about your own money rule your life. Can you answer these basic questions about your money? Read more ›
In the United States, there are over 2 million burglaries a year, each accounting for an average loss of $2,119 — an unexpected cost that can be hard to swallow. While a home security system won’t guarantee that your home isn’t part of that statistic, it can deter would-be thieves and decrease the amount stolen should a break-in occur. Plus a security systems can include detection for hazards like fire and water leaks, add home automation features like controlling light or heating, and even tell you who comes and goes. Many modern systems can also send emails or alerts directly to your smartphone, so you know what’s happening in your home immediately.
Getting a mortgage comes with fees attached beyond your downpayment, and today we’ll tackle two common fees involved in getting your loan: origination fees (sometimes called origination points) and points (sometimes called discount points). Because both of these terms can be referred to as “points” and both come up when you’re kicking off the loan process, it’s easy to get them confused — but they’re very different things.
If you’re considering buying a new home, refinancing a current mortgage, or paying off your current mortgage early, a mortgage calculator is one of the first places you should check. There’s a lot of math that goes into making mortgage calculations, and a mortgage calculator can make it easy to compare your loan options by putting all the relevant cost information right at your fingertips so you can make smart financial choices.
The USS Hawaii returned to its Pearl Harbor base March 10, and was greeted with a warm welcome home from the Honolulu community, and one of Pentagon Federal Credit Union’s (PenFed) own, Fort Shafter branch manager, Jason Leavitt.