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When Debt Can Be Good for You — and When It’s Bad

It’s next to impossible to go through life without accruing some debt. The good news is that some loans can be healthy and even productive, which means there’s no rush to pay them off. Other debts should be erased more

Posted in: Personal Finance, Saving Money

Building a Credit Score From Scratch

Young adults starting out on their own often bump into a cold fact of financial life: Having no credit history can limit your options just as much as having bad credit does. Lenders, rental offices and insurance companies use your

Posted in: Personal Finance

How to Budget When You Have Seasonal Income

Rewarding careers don’t always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year. This uneven

Posted in: Personal Finance, Saving Money

Clean credit habits that demonstrate financial reliability

Your credit profile, based on your credit history, reaches further into your life than you might think. Your credit history can influence whether or not you are approved for a vehicle loan or credit card. It can even make or

Posted in: Personal Finance, Saving Money

7 Banking Tips for Young Millennials

Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money

Posted in: Personal Finance, Saving Money