15 must-have records for your personal and family files

15 must-have records for your personal and family files

Life as a grownup comes with its privileges: eating Froot Loops for dinner and going for a walk in a downpour, if the spirit moves you. We all appreciate those moments of indulgence, knowing that they’re made possible by all those times we put our noses to the grindstone to take care of the mundane tasks that keep our lives on track. The perfect example: maintaining a set of comprehensive personal and family records to grease the wheels when it’s time for important financial and legal transactions.

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Posted in: Personal Finance

Critical arrangements for deploying service members

Critical arrangements for deploying service members

Youth and good health can confer a sense of bulletproof freedom, but the reality is that military service exposes you and your family to increased legal and financial risks. Build a foundation of security by taking care of critical legal arrangements right now. These documents lay a safety net to ensure you and your family are taken care before you leave on deployment.

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Posted in: Personal Finance

Why you should enroll in PenFed Card Security Text Alerts: A true story.

 

Why you should enroll in PenFed Card Security Text Alerts: A true story.The reality. You are busy.

The second reality. You have a lot going on during your day and you use your debit or credit card almost every single day on expenses like gas, groceries, dining, travel, and entertainment.

Using your debit and/or credit card is convenient. That is, until a security fraud hold is placed on your card. This is generally triggered by sudden and unusual spending behavior that is not indicative of your normal spending routine. For example, purchase activity made in another state, rather than in the state where you reside, or purchase activity made in a foreign country, or when one or more large purchase amounts suddenly occur.

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Posted in: Avoiding Scams & Fraud, Credit Cards

The smart way to buy a car after deployment

The smart way to buy a car after deployment

Sometimes, it just doesn’t make sense to keep your car while you’re away on deployment. Maybe those crazy monthly payments that seemed so worth it at the time don’t seem so reasonable when your wheels will be spending months parked in your buddy’s garage. Or maybe your state requires that you maintain insurance coverage while you’re gone, but you’re not even sure the mechanical reliability and financial value of your car would make it worthwhile anymore. Whatever the case, it may be smarter to sell now and then buy a new car wherever you find yourself stationed when you return Stateside.

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Posted in: Cars

Teach your teen how to start saving

 

Teach your teen how to start saving

The job of a fiscally savvy parent is far from complete once the kids have developed a healthy piggy bank habit. If you’ve been assuming that investing is a matter to take up during the post-graduate years, think again: Your teenager could become a millionaire by retirement with a little help getting started saving money right now.

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Posted in: Personal Finance, Saving Money

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